Travel Insurance Reviews

Reviews and comparisons of travel insurance companies and their insurance plans

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Business Travel Insurance: Worth Considering

Traveling business men with travel insuranceDue to the fact that a business often times requires its employees to travel around the country, if not the world, it is a good idea to get business travel insurance. The reason for this is due to the fact that normal insurance regulations and policies can have limitations, especially in cases of overseas traveling. Having an employee get injured or sick in a place that their regular insurance doesn’t cover could set you up for a lawsuit and result in a lengthy, costly court battle. This can be avoided by making sure you have all the bases covered when it comes to business travel insurance.

A Plan for Every Situation

When it comes to insurance policies for businesses, it is worth noting that many may not include travel insurance. The good news is that there are companies that can provide you with travel insurance, including flight insurance, to help protect your employees when they need to travel. Often times this insurance can be purchased on a case-by-case basis making it especially useful if travel isn’t a common occurrence. (more…)

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Global Underwriters

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Global Underwriters is a company based in Cincinnati, Ohio. This insurance company provides international travelers with travel and medical insurance. Global Underwriters is a leader in the administration and development of international health insurance products. They offer affordable coverage for organizations, business and individuals who need coverage outside of their home countries. Coverage can apply to business travelers, vacationers, and people residing in foreign countries. Twenty-four hour travel assistance and support is offered for their insured. Not focused on just basic travel and medical plans, the company also provides high limit accidental death and dismemberment plans as well as employee kidnap protections plans. Coverage can also be bought for hazardous activities, which are typically excluded from coverage. While Global Underwriters has received an AM Best Rating of A, the company is not a member of the United States Travel Insurance Association.

Travel Insurance Package Plans

Global Underwriters has partnered with Travelex to offer travel insurance. Leisure and Flight plans are offered. Leisure plans cover the costs of trip interruption, missed connections, delay and cancellation. These can be upgraded to include plane accidents and rental vehicle coverage. Flight plans are offered for multiple trips or single trips. These plans provide coverage for plane accidents, travel assistance, sickness and other accidents. Medical evacuation and the repatriation of remains are also included in the plans. (more…)

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Travel Guard

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Having something go awry on vacation or a business trip can ruin your plans. Travel insurance from Travel Guard can protect you or your company from financial loss if you have a weather, travel or medical problem while traveling. Travel Guard has been insuring travelers for more than 20 years and is owned by Chartis, a company with 90 years of experience in all types of insurance. With its around-the-clock assistance line, Travel Guard’s help is just a phone call away for the weary traveler. The company offers per-trip plans for the vacationer and annual plans for the frequent traveler. Coverage amounts vary to meet a variety of needs and budgets.

Customers can build their own insurance plans to suit their specific needs, from accident coverage to baggage loss to concierge service. A quick click to the TravelGuard.com site gives customers access to everything they need to create the plan that’s perfect for them and to receive a quote. Travel Guard will also work with companies to create custom insurance plans to cover all of a company’s employees. Claims are easy to file via mail or fax. Easy to use, Travel Guard insurance leaves travelers with peace of mind knowing they are protected from financial loss even if something goes wrong on their trip. (more…)

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Travelex

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Travelex Travel Insurance is one of the bigger travel insurance companies in the market and they offer a number of different insurance plans for the average traveler. If you plan on taking a trip in the near future, Travelex is one option that should be considered. Travelex offers several different options, which can accommodate travelers of many different types. Whether you’re looking for business travel insurance, flight insurance or coverage for a short trip within the country, they have plans to consider. When getting a typical policy from Travelex, the policy comes with luggage protection in case your bags are misplaced after taking a flight.

Another feature of most Travelex plans includes protection against your cancellation or interruption. If you have to reschedule your trip for some reason, you will not have to worry about missing out on any money that you have already paid. Another potentially attractive feature of this type of insurance coverage is that it covers medical costs while you are traveling. If you are traveling domestically, this may not be an issue as your regular health insurance may cover it. (more…)

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