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World Nomads

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World Nomads, based in Sydney, Australia, began in 2002 as a travel insurance provider for the adventurous, round-the-world traveler. Currently, residents from 150 countries are eligible to purchase travel insurance. Coverage may include medical and evacuation emergencies, 24-hour emergency assistance, and a range of adventurous activities. On top of being an international travel insurance provider, the company’s website provides a forum for global trekkers by allowing the creation of blogs. Additionally, World Nomads provides up-to-date information about travel warnings and current natural disasters. Language guides are provided too on the website.

On top of selling travel insurance, World Nomads allows consumers to allocate proceeds to charities. Donations fund community development projects in developing countries. “Footprints” is the charity network and arm of World Nomads. Footprints partners include but not limited to Oxfam, Save the Children, and Fred Hollows. Beside charity, World Nomads provides scholarships to avid travelers interested in documentary filming, writing, photography, and podcasts by partnering with organizations, such as National Geographic and Sydney Morning Herald.

The Story Behind World Nomads

World Nomads’ philanthropy efforts through charity and scholarships tie into the philosophy of supporting global travelers. Such vision originated when co-founder Simon Monk went on a trip to China in the late 1980’s during the Tiananmen Square incident. During that time, Monk lacked insurance due to safety issues. After purchasing the “worldnomads.com” domain in 1997, Monk launched the roots of World Nomads. With the help of Wayne Tregaskis and Michael McAuliffe in 2000, Monk established the travel insurance business capable of aiding global backpackers.

Travel Insurance Package Plans

Generally, insurance terms and plans depend on the country of residence.

US Travelers

For the United States, two packages, Standard and Explorer, are available. Major advantage of the Explorer plan is the coverage of injuries occurring from adventure sports activities, such as skydiving. A common activity, soccer for example, is covered by both plans. The Explorer plan provides higher limits to baggage loss including sports equipment, emergency evacuation, security evacuation, trip issues, and accidental death. Additionally, the Explorer plan covers car rental collision damage with a deductible.

Non-US Travelers

For non-U.S. travelers, rates depend on if travel plans include the U.S. and home country, or not. A promotion code can be found on the internet to apply discounts on plans. However, U.S. and Canadian residents are ineligible for most discount codes.

Available Medical Travel Plans

World Nomads does not have separate medical travel plans. Instead, medical emergencies are covered by the Standard and Explorer plans. The latter adds on medical coverage arising from adventure sports injuries. For all plans, insurance does not cover pre-existing medical conditions.

Advantages of World Nomads

While abroad, travelers can purchase and extend travel insurance. Claims can be made online while overseas.

World Nomads 1.30555555555566

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3 Customer Reviews for “World Nomads”

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    It’s an amazing article in support of all
    the online visitors; they will take advantage
    from it I am sure.

  • Brad says:
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    My son purchased Travel Insurance via the World Nomads website prior to skiing in Canada. The website stated that skiing in Terrain Parks was covered under the policy. My son missed the approach to one of the jumps in a Terrain Park and crashed badly. He sustained brain damage and was hospitalised for 4 weeks in Intensive Care before repatriation to the UK.

    The insurance underwriters, Millstream Underwriting Ltd (MUL), declined cover on the basis that my son had been “Ski Jumping”, refering to an exclusion clause in the Winter Sports section that stated “We do not cover any competition, free-style skiing, ski jumping, ice hockey, use of bobsleighs or skeltons, repetitive travel in ski run helicopters”. We contested their decision.

    Shortly after receiving our complaint the words “Terrain Park” were removed from the World Nomads website. I checked the web archive and the wording had been unchanged for at least the past 14 months. MUL claimed the timing was coincidental.

    Over several exchanges of letters in the following months, MUL claimed that my son was performing a “freestyle aerial jump” and that he was participating in “extreme skiing”.

    I took our case to the Financial Ombudsman Service. Three years after my son’s accident the Ombudsman upheld our claim making the following comment in his final decision: “I am concerned that MUL has put forward a number of different reasons for its decision to reject the claim and that it has disagreed with the adjudicators, making the complaint process unnecessarily prolonged.”

  • Jackson says:
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    I can’t comment on world nomads in regards to medical but your belonging arent covered inside your dorm room in a locker or not despite the policy leading you to believe this is the case. I have personally had claim refused due to in there words not taking reasonable care with my thing despite being under lock and key. i got asked questions questions like did you know the people in your room before hand… this is ment to be a policy for backpackers….

    policy wording below

    ” 3. Baggage & personal belongings
    While loss of your personal belongings is often the main reason most people buy travel insurance, it is arguably the least important: your things can be replaced but your health often can’t. World Nomads expects you to take ‘reasonable care’ of your belongings which means a claim may be denied if you leave your camera in a shared room in a hostel or in your car overnight (unsupervised in a public place) and it’s stolen.”


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